There is a method to figure out what the DOW stock market has averaged over the last 40 years yourself. You just input what the DOW stock market was 40 years ago and what it is today. Then use the same compounding interest method like your mortgage does so we can compare apples to apples. To our amazement the next table reveals how low the DOW has averaged over the last 40 years. It's only 4.886%! No wonder you don't see ads for such a low rate of return. What a joke and a rip off! If you have money in the stock market, you should feel hoodwinked by insiders with returns of only 4.886%!. You deserve a more secure and foolproof way to earn real wealth you can count on.

Stock Market DOW Average over the last 40 Years
891	Beginning Stock Market DOW Average (11/5/1971)
10,939	Current Stock Market DOW Average (11/5/2011)
6.286%	DOW Stock Market Average Rate of Return (last 40 years)
1.400%	Average Expense/Tax Ratio for Mutual Funds (Morningstar)
4.886%	Return on DOW Indexed IRA Mutual Fund with maintenance fees

WOW! This is all the stock market has averaged over the last 40 years? Not to mention all the risk you take when investing in the stock market. Wall Street insiders don't want you to know that your money is like taking candy from a baby. If you want to offer your hard earned money as candy to Wall Street, they'll gladly take it from you like a baby. Ask yourself this? Can you control the stock market ups and downs? No way! This is high risk considering the rate is not so hot. Ever considered a stock you just invested in gets hit with a big lawsuit? Ever heard of Enron or Bear Stearns? Bye money! Ever considered a world war or foreign bird flu breaks out? Again bye money! This is considered "slot machine investing". You put your money in and you have no idea of what you will get in return.

Bottom line: if you can't control the rate of return for an investment, you should NOT invest in it!.

People have always wrestled with the question of where does one place their savings to maximize earnings? We wreslted with this same question. Since retirement is a long-term investment, we wanted to find out how the stock market acts over a long period of time as an investment vehicle. A 40 year time period is used here because from age 25 to 65 are considered your working years to save money and then retire. Let us set the table as to why we need another way to save money other than the traditional ways (i.e. CD's and the stock market).

Have you heard many Americans retire with $55,000 or less? Sad but true according to statistics. Statistics show it's $38,000 for people without a 401k and it's $88,000 with a 401k. Also a CNN poll conducted on 3/9/2010 shows that 43% have less than $10,000 and 27% have less than $1,000 in savings. Do you know when you retire that $88,000 in a 401k only brings in $385 monthly? Did you also know you're expected to live another 19 years and pay $215,000 in healthcare costs alone? Can you say "Houston; we've got a PROBLEM!" Odds say this can happen to you too, if you don't change your investing strategy.

So where do you invest your hard earn money to skyrocket earings in a secure and foolproof way that blows away the stck market? We have your solution where you're totally in control and your earnings always go up! This is considered "vending machine investing". You put your money in and know what you'll get in return before you invest in it. You can expect to make 4-20 times more with our foolproof system over traditional ways of saving money.